SHINE provides FREE unbiased health insurance counseling information and assistance to Massachusetts residents with Medicare, their caregivers and those approaching Medicare eligibility.
Statewide, there are more than 600 certified volunteer counselors trained to assist residents with Medicare.
To find a local counselor in a city or town near you click here or call 1-800-243-4636, option 3.
SHINE is administered by the Massachusetts Executive Office of Elders Affairs under a grant from the Administration for Community Living. The SHINE Program partners with Council on Aging, Elder and Disability Service providers and other public and private community-based organizations
All our counselors are trained and certified by the Massachusetts Executive Office of Elder Affairs and are available to speak with Medicare beneficiaries regarding their Medicare coverage options.These options include Medicare parts A & B, Medicare Advantage Plans (Part C), Medicare Prescription Drug Plans and Coverage (Part D) and Medicare Supplement Plans (Medigap). We will also review eligibility for Public Assistance programs such as Prescription Advantage, Extra Help from Social Security, MassHealth and other programs to assist beneficiaries with limited resources to pay for health care costs.
The SHINE Program encourages you as a Medicare beneficiary to set up a MyMedicare account to have access to your health insurance information.
This account allows you, through secure log-in to see doctor’s visits, the list of preventive benefits, and a medication list to use during Open Enrollment. Another feature of the site; you can live chat with a Medicare customer service representative to answer any questions you may have about your Medicare Drug coverage.
Having a MyMedicare account will enhance your ability to utilize the New Medicare Plan Finder tool when it becomes available.
This log-in is also the only tool for a beneficiary to review and compare Medicare Prescription Drug and Medicare Advantage plans during Open Enrollment for the plan year 2020.
For easy to follow instructions on how to create your MyMedicare account, go to this SHINE produced video.
Are you or a loved one approaching Medicare eligibility, already have Medicare, or curious about how Medicare will work for you? This class will help you understand the different parts of Medicare,and the different health insurance options within Medicare. Discussion will include Medicare enrollment periods A, B, C and D and what these mean for you. Medigap and how these plans function, the pros and cons for Medicare Advantage Plans, and other Massachusetts benefit insurance/health costs related information. A state certified SHINE counselor, an unbiased source of Medicare health insurance information, will address this and answer other Medicare related questions.
ASHBY SENIOR CENTER
895 Main Street
Ashby, MA 01431
When Governor Baker signs the state budget thousands of Massachusetts Medicare Beneficiaries will become eligible for increased benefits from Medicare Savings Programs (MSP). Created in 1966, MSP uses both state and federal funds to help beneficiaries pay for their Medicare Part B premium, as well as other out of pocket expenses such as assistance with Medicare Part D Plan costs. But you must first satisfy certain income and asset limits in order to be eligible. Currently the income limit is 135% of the federal poverty, this income limit will change to 160% of the federal poverty level once the new budget becomes effective.
This change will make thousands of low income Massachusetts residents eligible for the MassHealth Buy-in Program that will pay your Medicare Part B Premium ($135.50) every month. You could also be eligible for partial extra help from Social Security that would assist you with your Medicare Part D costs.
MassHealth is working to implement this change to the MSP Programs. Our understanding is they hope to streamline applications to make applying for all MSP programs easier. They would like to complete this work and implement the new income levels in January of 2020. We will provide more information when it is available.
Host Ed Roth of the Central Mass Shine Program speaks with special guests Cindy Philips: SHINE Program State Director and Lucilia Prates: Senior Medicare Patrol (SMP) Director regarding Healthcare Fraud.
Please send us a message if you have any questions.
Monday - Friday: 9am - 5pm
Saturday - Sunday: Closed